SPAN is a comprehensive API-driven platform providing a turnkey solution for leading brands to launch innovative payment solutions.
Many companies across the globe are interested in offering prepaid cards and other banking services to their customers but lack the know-how and technology to launch and build the programs. At the same time, many card program managers offer solutions tailored to these companies yet do not have the systems in place to manage their portfolios and sales efficiently. This often results in a failure to launch programs, which is not only unfortunate for the companies looking to launch programs, but also has repercussions for the program managers and their issuing bank(s). Any predictions of future revenue from new programs are rendered useless without the proper technology in place.Read More
SPAN solves the common dilemma by providing a ready-to-deploy platform that supports a wide range of program management needs. Program managers rely on SPAN’s technology to speed their time to market and allow them to focus on offering their customers the best in card management services. Brands looking to launch their own payment products rely on SPAN and the Tern team to design, launch and grow their products increasing brand awareness and increasing customer value.Read More
The best of both worlds; veteran experience and modern technology. SPAN was built from the ground up on the latest API-driven web service technologies. SPAN's roots and core functionality, however, have been fine-tuned over the years by the same team that managed the only truly global prepaid program, US Unlocked.
SPAN takes care of all the regulatory, risk monitoring, fraud management, and anti-money laundering (AML) considerations. Our goal is to allow our partners to concentrate on what they do best, marketing and adding new customers.
Go-to-market time is reduced by leveraging a ready-to-deploy platform that includes all the features and value-added services partners might need to on-board and service their customers both online and via native mobile apps.
Partners can leverage the SPAN technology platform to help in the distribution of cards using in-house built affiliate management, multi-tiered agent control, and sophisticated couponing engine.
Go global, but think local. SPAN can be deployed in multiple languages and supports over 20 currencies for card to card transfers and global remittance.
By offering a branded, multi-currency, multi-language end-customer experience, SPAN can fill the gap where most providers fall behind. This is paired with innovate tools developed from years of best practices in managing global programs and a global remittance network.
Know Your Customer (KYC) and Customer Information Program (CIP) requirements are different for a partner, especially those operating internationally. SPAN provides all the tools necessary to manage these identity requirements, including comprehensive reporting and screening against all the necessary OFAC (Office of Foreign Assets Control), SDN (Specially Designated Nationals), and sanction screening.
SPAN has an extensive library of reports and dashboards to help you monitor and manage your program.
Having operated the only truly global prepaid program (USUnlocked.com) for nearly a decade, the team behind he SPAN developed tools to monitor fraud both at the cardholder and merchant level.
We make enrollment a breeze whether you choose to deploy through our hosted branded portal or mobile app, of via API into your existing environment.
Often overlooked is one of the most important elements in a program is the cost accounting and agent/affiliate management. SPAN allows for multi-tier agent relationships and affiliate reporting as well as reports and analytics to maintain profitability and growth.
SPAN incorporates a branded online portal for your customers to look up transactions and view account statements. This functionality is also available through a branded app or via API.
The Tern engineering team developed the SPAN platform to be API driven from the ground up. Every function available through our web portal or mobile app is available through our REST API.
Tern takes great pride in our outstanding marks for customer support, all in the new digital age. Our tools for responding to, tracking, and completing support requests spans all support mediums: online, chat, phone, and via social media.